KnowFinAI Terms and Conditions

Last Updated: February 9, 2025

1. Introduction

By accessing and using KnowFinAI (the "Website"), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, please do not use our Website.

2. Definitions

"KnowFinAI", "we", "us", or "our" refers to the owners and operators of KnowFinAI.
"You" or "user" refers to the person or entity accessing or using the Website.
"Services" refers to all features, tools, content, and functionalities offered through our Website.
"AI Systems" refers to our artificial intelligence systems, including OpenAI and Perplexity AI technologies.

3. Website Usage

3.1 General Information

The content of this Website is for your general information and use only. We reserve the right to modify or discontinue any aspect of the Website without notice. We may restrict access to some or all parts of the Website at our discretion.

3.2 Account Information

You are responsible for maintaining the confidentiality of any login information. You must be 18 years or older to use our Services. You must provide accurate and complete information when using our Services.

4. Financial Information Disclaimer

4.1 Information Purposes Only

All content provided is for informational and educational purposes only. We do not provide personalized financial, investment, legal, or tax advice. Information should not be considered as professional recommendations. Content is not a substitute for professional financial advice.

4.2 No Guarantee of Accuracy

We make no warranties regarding the accuracy of information provided. Historical data and predictions do not guarantee future results. Financial markets involve risk, and values can go up or down.

4.3 AI-Generated Content

Our Website utilizes AI models including OpenAI and Perplexity AI. AI-generated content may contain inaccuracies or misleading information. Users must independently verify all AI-generated information. We strongly advise using common sense and critical thinking when interpreting AI outputs.

5. Liability and Risk Disclaimer

5.1 No Liability

  • Financial losses or damages
  • Investment decisions made using our content
  • Accuracy of AI-generated insights
  • Actions taken based on Website information
  • Technical issues or service interruptions

5.2 User Responsibility

  • Verifying all information obtained through our Website
  • Decisions made based on our content
  • Financial outcomes resulting from using our Services
  • Seeking professional advice when needed

6. Intellectual Property

6.1 Ownership

All content, design, and functionality are owned by KnowFinAI. All trademarks and intellectual property rights are reserved. Users may not copy, modify, or distribute our content without permission.

6.2 Limited License

Users are granted a limited license to access and use our Services. This license is non-transferable and can be revoked. Commercial use or redistribution is prohibited.

7. Privacy and Data

7.1 Data Collection

We collect and process data as outlined in our Privacy Policy. User inputs are collected anonymously. Technical data is collected for service improvement.

7.2 Cookies

We use essential cookies for Website functionality. Users can control cookie preferences through browser settings. Cookie details are outlined in our Privacy Policy.

8. Prohibited Activities

  • Attempt to breach Website security
  • Use the Website for illegal purposes
  • Transmit malicious code or harmful data
  • Impersonate others or misrepresent information
  • Scrape or harvest data from the Website
  • Interfere with Website functionality

9. Third-Party Links

Our Website may contain links to external websites. We are not responsible for third-party content. External links do not imply endorsement. Users access third-party sites at their own risk.

10. Service Modifications

We reserve the right to modify or discontinue any Service, change fees or terms of Service, update these Terms and Conditions, and restrict access to any feature or content.

11. Termination

We may terminate or suspend access to our Services for breach of these Terms, for suspicious or harmful activities, at our sole discretion, and without prior notice.

12. Governing Law

These Terms are governed by [Your Jurisdiction] law. Any disputes will be subject to [Your Jurisdiction] courts. Users agree to personal jurisdiction in [Your Jurisdiction].

13. Changes to Terms

We may update these Terms at any time. Continued use constitutes acceptance of changes. Users should regularly review these Terms.

14. Contact Information

For questions about these Terms:

  • Email: legal@knowfinai.com
  • Address: [Your Business Address]
  • Phone: [Your Contact Number]

By using KnowFinAI, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.